Insurance Underwriting, Claims and Reinsurance

What You Will Learn

• 1 Learn the foundational principles of insurance underwriting, including risk selection, pricing, and portfolio management.
• 2 Understand risk assessment and evaluation techniques used to quantify and classify different types of exposure.
• 3 Create accurate policy construction and premium pricing models that balance coverage, cost, and competitiveness.
• 4 Apply underwriting decision frameworks in everyday commercial and personal lines operations.
• 5 Understand the claims management lifecycle from first notice of loss to final settlement.
• 6 Analyze claims investigation and fraud detection methods to protect insurer assets.
• 7 Evaluate claims reserves, subrogation, and settlement strategies for fair outcomes.
• 8 Understand reinsurance principles and structural forms such as proportional and non-proportional treaties.
• 9 Apply reinsurance pricing and program design techniques to optimize risk transfer.
• 10 Understand regulatory compliance, governance, and ethical standards across global insurance markets.
• 11 Explore emerging risks and data analytics that are transforming underwriting and claims.
• 12 Develop an integrated strategy that aligns underwriting, claims, and reinsurance for sustainable profitability.