Annuities Management

What You Will Learn

• 1 Learn the fundamental structure and terminology of annuity contracts.
• 2 Understand the differences between fixed, variable, and indexed annuities and their appropriate use cases.
• 3 Apply present value and future value calculations to price annuity products.
• 4 Analyze the tax treatment of annuity contributions, accumulations, and distributions.
• 5 Evaluate the key risks in annuity portfolios including longevity, interest rate, and credit risk.
• 6 Explore common annuity riders such as guaranteed minimum income and death benefits.
• 7 Understand distribution channels and how annuities are sold through agents, brokers, and direct platforms.
• 8 Develop investment strategies for managing general account and separate account assets.
• 9 Apply GAAP and IFRS accounting standards to annuity reserve calculations.
• 10 Review ethical considerations and emerging trends in the annuity industry.